Samsung has introduced a new way to purchase its latest foldable smartphones, the Galaxy Z Fold8 and Galaxy Z Fold8 Ultra. Under the company’s Galaxy Forever programme, buyers can pay a lower monthly EMI for 24 months while a portion of the phone’s price is deferred until the end of the plan.
The programme also comes with an assured buyback option and Samsung Care+ protection, giving customers multiple choices when the 24-month period ends.
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What Is Samsung Galaxy Forever?
The Galaxy Forever programme is designed for customers who want to use Samsung’s latest foldable phones without paying the entire cost through higher monthly EMIs.
Instead of dividing the full phone price across 24 months, the programme covers 60% of the device price through monthly payments. The remaining 40% is kept as a deferred amount, which becomes payable at the end of the programme if the customer decides to keep the phone.
A separate Galaxy Forever programme fee also applies.
This structure lowers the monthly EMI, but it does not mean that the phone itself is available at a 25% discount.
Galaxy Z Fold8 and Fold8 Ultra EMI Details
Samsung launched the Galaxy Z Fold8 Ultra at ₹1,99,999, while the Galaxy Z Fold8 started at ₹1,79,999 for their respective base variants.
With the Galaxy Forever plan, the monthly payments are reduced compared with the regular EMI figures mentioned in the offer.
| Model | Regular Monthly EMI | Galaxy Forever EMI |
|---|---|---|
| Galaxy Z Fold8 Ultra | ₹9,417 | ₹6,997 |
| Galaxy Z Fold8 | ₹8,584 | ₹6,416 |
The reduced EMI applies for 24 months, along with the applicable programme fee.
The exact amount payable can depend on the programme’s applicable terms and conditions, so buyers should check the details before completing the purchase.
What Happens After 24 Months?
Once the two-year Galaxy Forever period is completed, customers have different options depending on what they want to do with the device.
Keep the Foldable Phone
If you want to continue using the same smartphone, you can pay the deferred 40% amount and keep the device.
This is important because the lower monthly EMI does not remove this remaining payment.
Upgrade to a New Galaxy Phone
Customers can also choose to move to a newer eligible Galaxy smartphone by returning their current device under the programme’s buyback terms.
The applicable remaining amount and other conditions will depend on the Galaxy Forever programme rules.
Return the Device
Another option is to return the smartphone and leave the programme, subject to Samsung’s applicable conditions.
This gives users an alternative if they do not want to make the final deferred payment or continue using the same device.
Early Upgrade and Buyback Options
Samsung also provides buyback options before the completion of the 24-month period.
According to the programme details, the assured buyback value can be up to the following percentages depending on when the device is returned:
- 10–11 months: Up to 55%
- 12–13 months: Up to 50%
- 14–18 months: Up to 45%
- 19–25 months: Up to 40%
These options are offered under the programme’s “No Questions Asked” policy, subject to the applicable terms and conditions.
Customers should therefore check the eligibility, device condition requirements and other programme rules before relying on a particular buyback value.
Samsung Care+ Is Included
Another part of the Galaxy Forever programme is Samsung Care+ protection.
The included protection covers accidental and liquid damage according to the applicable Samsung Care+ terms. Customers do not have to purchase this protection separately as part of the programme.
The exact coverage and exclusions should still be checked in the Care+ terms before purchasing.
Is the Galaxy Forever Plan a 25% Discount?
No. The 25% figure relates to the reduction in monthly EMI, rather than a 25% reduction in the overall price of the smartphone.
For example, a customer choosing the Galaxy Z Fold8 Ultra may pay ₹6,997 per month instead of the stated regular EMI of ₹9,417. However, part of the phone’s cost is deferred.
At the end of the programme, anyone who wants to keep the device must pay the remaining 40% deferred amount, subject to the programme’s applicable calculation and terms.
Customers who prefer to upgrade or return the phone can use the available buyback options instead, provided they meet the relevant conditions.
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Things to Check Before Choosing the Plan
The Galaxy Forever programme can make the monthly payment easier to manage, but buyers should look beyond the monthly EMI before making a decision.
Check the total amount payable, Galaxy Forever programme fee, deferred final payment, buyback conditions, device eligibility requirements and Samsung Care+ terms. This will give you a clearer idea of the actual financial commitment over the entire programme period.
For anyone planning to upgrade their foldable phone regularly, the buyback structure may also be an important part of the decision. However, customers who intend to keep the phone should account for the deferred 40% payment from the beginning.
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